Has anyone found themselves weaned off of USAA completely?

Years ago, their ATM fee reimbursement was a novel idea. Now, it's par for the course and others pay interest while their deposit accounts pay practically 0.

I had 1 remaining service and that was car insurance. However, they don't have people working weekends and the premiums are higher than elsewhere. So what became a discount/perk is now a premium.

Is this kind of recent or am I just late to the realization?